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As a full time Bergen County Real Estate Professional, you will quickly see why I am considered an 'Elite' realtor. Call me direct: 201-571-0800
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Get Free Presentation On My Home Marketing.
Before signing a contract with any real estate agent, make sure you know EXACTLY how your home will be marketed.
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 Compare three
mortgages at one time. Download TripleCalc now. It's free. |
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YOUR SOURCE FOR NORTHERN BERGEN COUNTY REAL ESTATE! MONTVALE REAL ESTATE! HILLSDALE REAL ESTATE! PARK RIDGE REAL ESTATE! TOWNSHIP OF WASHINGTON REAL ESTATE! WELCOME TO My SITE!!
Looking for a home in a specific town in Bergen County? Northern Bergen County? Maybe in the Pascack Valley? You can search for any home that is listed on the Multiple Listing Service, right HERE on my site, as well as my listings and even some "Exclusive Listings" I have. So feel free to bookmark me and add me to your 'favorites' list! Don't miss my Featured Homes page which has full details of my latest and greatest listings! You can also find my listings through the 'Listings Player' on the upper right hand side of the page, so start searching!
Need some local information? I've summarized much of what is important about Park Ridge, the Township of Washington, Hillsdale and Montvale real estate markets in this site. Click on a town to find out more information. Don't see your town here? Ask me about any town in Bergen County and I'll find you anything you need to know! How far is the train or bus station from that house? Click HERE to find out!
Need expert advice? This site is filled with ways that you can contact me for one-on-one expert help and advice. That's my job. I've got all the bases covered, from qualifying you to a loan, finding a home, negotiating a contract, securing the paperwork, the home inspection, all the way up through the closing!
Are you a first-time homebuyer? Don't panic. I realize that a home will probably be the biggest purchase you will ever make in your life, so I want to make sure you are comfortable with the process. Being that I hold the Accredited Buyer's Representative Designations (ABR), I am pleased to share this 10-Step Homebuyers Kit absolutely FREE, so you can understand how the process works and then let me walk you through the difficult parts! Contact me with any questions you have or let me know when you are ready to make a move!
I guarantee your privacy will be respected. And I offer the services on this site for FREE and without obligation. Why? I want to be YOUR real estate agent. As your trusted, professional real estate partner, I will help you find the BEST home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible! I offer extensive, negotiable commission packages, confidently using a mix of today's latest technology with years of experience. Find out how I will BENEFIT YOU in the long run! Buying and selling a home is one of the biggest events in your life. As a top real estate agent in the Township of Washington, Park Ridge, Hillsdale and Montvale areas, as well as throughout Bergen County, I have the experience and track record you are looking for. Let me help find your dream home today! |
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Tom Moore, CRS, GRI
Broker Associate/Realtor
Bergen County Relocation
'Whether you are moving across town
or anywhere in the country,
I am the only source you need'. | 
WHAT'S THE LATEST NEWS IN THE REAL ESTATE MARKET? IS IT A GOOD TIME TO BUY OR SELL?
CLICK ON THE LATEST MARKET REPORT TO FIND OUT WHAT'S GOING ON IN BERGEN COUNTY REAL ESTATE!!
CLICK HERE TO GET MORE INFORMATION ON ALL of MY GREAT LISTINGS!!!
......or simply Click on a picture below of some of my Newer Listings to get started!
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Tom Moore is your one source for
Bergen County Relocation
201-571-0800 |
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Financing Your Home >Home Free
Conventional wisdom says, "Don't pay off your mortgage early." Are you foolish to consider an early payoff? Absolutely not! By adding just $50 to $100 to your mortgage payment every month, you can save thousands of dollars in interest, pay off your loan quicker, and eliminate a major monthly expense.
The argument usually given against paying off a mortgage early is that you can make investments with your extra cash, such as mutual funds, stocks or bonds, which pay higher returns. This approach enables you to take the mortgage interest deduction and have easy access to your money, in case you need it. These are all definite pluses, but are not guaranteed savings results.
Any extra income which an investment might generate above your home equity appreciation can be offset by a bad year in the investment market. Investment earnings can virtually eliminate the income tax advantage of your mortgage interest deduction, since stocks and bonds are likely to generate a fair amount of dividends, interest income and capital gains.
It isn't as simple as conventional wisdom--consult a financial expert.
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| Q |
What mortgage transactions between borrowers and lending institutions operate in the private sector of the economy?
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| A |
Conventional mortgages are private sector transactions that are not insured or guaranteed by the government. |
 See More Real Estate Trivia > |
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NUMBER1EXPERT®
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All rights reserved. All information deemed reliable but not guaranteed.
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- NUMBER1EXPERT™ 
