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As a full time Bergen County Real Estate Professional, you will quickly see why I am considered an 'Elite' realtor. Call me direct: 201-571-0800

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First Time Home Buyers
Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose a Top Expert. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Bergen County real estate agent, it's my job to guide you, from beginning to end. 

I will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached. 

Here is a printable guide, a 10-step First Time Homebuyer Kit, absolutely FREE!! (Adobe required on your computer to download)...Enjoy! 

New to the home buying process? Tell me your concerns. Ask me questions. It's my job to help! There's no obligation, and I promise to get back to you quickly... 

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School Reports in Montvale, Park Ridge, Hillsdale and Township of Washington, New Jersey
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Real Estate Tips
Buyers Remorse >Buyers Remorse

If you are like most buyers who sign a purchase agreement on a new home, you will almost certainly feel a wave of overwhelming anxiety. You may begin to question your judgement -- did I pay too much? Is it the right home? Can I really afford the mortgage payments? How can I get out of it? This response--referred to as "Buyer's Remorse"--is completely normal!

Call your friends who have owned a home for a few years if you experience an attack of buyer's remorse. Are they bothered by rapidly escalating home prices? Probably not, because that means the value of their home is increasing. Did they feel anxious when they first signed the agreement? They may tell you that they felt just as anxious as you are feeling, but now are really glad that they went through with the purchase. Have they made improvements to the property that heightened their enjoyment of the home? They will probably say they much prefer the creative freedom of being a homeowner compared with having to ask the landlord's permission to put in a garden or paint the living room.

When you experience a buyer's panic attack, be strong -- you have a great deal to gain!

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Real Estate Trivia
Q 
Originally incorporated under the name Georgiana, what is the oldest incorporated city in the United States?

A 
York, Maine, which received an English charter in March 1642, is the oldest incorporated city in the U.S.
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Tom Moore, REALTOR®, real estate agent and broker for Montvale, Park Ridge, Hillsdale and Township of Washington, New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Tom Moore
RE/MAX ELITE Associates

305 W. Grand Avenue
Montvale, NJ. 07645
Office/Direct: 201-571-0800
Fax: 201-476-0888
Email: tmoore@njrealtor.com

My committment to my client's is to provide first class service by striving to be the most professional Realtor in the market. Offering prompt service and cutting edge marketing tools to both sellers and buyers.

CRS ABR GRI REALTOR MLS Equal Housing


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