As a full time Bergen County Real Estate Professional, you will quickly see why I am considered an 'Elite' realtor. Call me direct: 201-571-0800

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Don't Forget To Request A Quick Status Report On Any Homes Or Properties That Interest You!

It can take days, weeks, or longer for changes to appear on web sites. Don't waste your time with less than current information. Request my free Status Report and find out if the homes you are interested in are still on the market, under contract, in escrow, or if the price has been reduced.

The Status Report that you'll receive by email will also include other important information that has been left out or that is available to me through my professional resources, such as how long the property has been on the market, when it was last sold, what it sold for, and more.

Remember: As a top Montvale, Park Ridge, Hillsdale and Township of Washington area real estate agent, it's my job to know more about a property than any web site. Make sure you have the most current information!

First Time Buyers >Insuring Your Home

Many home buyers are concerned about whether they have an insurable interest in the property before the actual closing. The answer is an unqualified "yes". Although the buyer is not yet the recorded owner of the property, he or she has an insurable interest in the property as soon as the agreement of sale is executed by both the buyer and seller.

Should you get hazard insurance before the closing? It depends. Buyers do not usually insure a property until the title passes to them from the seller. However, it's wise to know what the agreement between you and the seller stipulates with regard to insurance.

Most agreements state that the property will be insured for a specific amount. This is very important to both parties. From the buyer's point of view, it is also critical that an adequate sum or full replacement value be stipulated. Watch out for agreements which read "as now insured". This is an all-too-common practice which usually indicates that the seller does not to want to increase inadequate insurance coverage.

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Q	Who received the largest land grant ever given to an English subject for only two beaver skins per year?
A	William Penn, the Quaker leader, received Pennsylvania and Delaware to settle a debt owed his father by King Charles II.
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Tom Moore, REALTOR®, real estate agent and broker for Montvale, Park Ridge, Hillsdale and Township of Washington, New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Tom Moore
RE/MAX ELITE Associates
305 W. Grand Avenue
Montvale, NJ. 07645
Office/Direct: 201-571-0800
Fax: 201-476-0888
Email: tmoore@njrealtor.com
My committment to my client's is to provide first class service by striving to be the most professional Realtor in the market. Offering prompt service and cutting edge marketing tools to both sellers and buyers.

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